Vehicle service contracts are not an extension brake repair of any manufacturer’s warranty. If anything, they are an improvement upon them. These contracts are designed to act similar to insurance for the components of your car. You are required by most states to have insurance for yourself and others on the road, but what about the insurance for your vehicle? You have heard it before, “they don’t make ‘em like they used to,” and with modern manufacturing techniques getting faster and lighter, it is just a matter of time before something breaks down. Regular motor vehicle insurance cannot do anything for breakdowns; it only covers acts of you, other drivers, and in some cases nature.